{"id":10868,"date":"2024-10-31T08:00:00","date_gmt":"2024-10-31T12:00:00","guid":{"rendered":"https:\/\/tvdelmarva.com\/?p=10868"},"modified":"2024-10-31T11:12:13","modified_gmt":"2024-10-31T15:12:13","slug":"ftc-sends-more-than-2-5-million-to-consumers-deceived-by-credit-karmas-allegedly-false-pre-approved-credit-offers","status":"publish","type":"post","link":"https:\/\/tvdelmarva.com\/wp\/ftc-sends-more-than-2-5-million-to-consumers-deceived-by-credit-karmas-allegedly-false-pre-approved-credit-offers\/","title":{"rendered":"FTC Sends More Than $2.5 Million to Consumers Deceived by Credit Karma\u2019s Allegedly False \u201cPre-Approved\u201d Credit Offers"},"content":{"rendered":"

The Federal Trade Commission is sending\u00a0more than $2.5 million to consumers who were misled by deceptive claims from credit services company Credit Karma.<\/p>\n

The FTC\u00a0took action against Credit Karma in 2022<\/a>, alleging that the company told consumers they were \u201cpre-approved\u201d and had \u201c90% odds\u201d of approval to entice them to apply for credit card offers that, in many instances, they ultimately did not qualify for. Credit Karma agreed to an FTC order that required the company to stop making these types of deceptive claims and to pay money to compensate consumers who were harmed. Today, the FTC is sending this money to consumers.<\/p>\n

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The FTC is sending checks and PayPal payments to 50,994 consumers who\u00a0filed a valid claim<\/a> before the March 4, 2024 deadline. Consumers should cash their checks within 90 days, as indicated on their check, or redeem their PayPal payments within 30 days.<\/p>\n

Consumers who have questions about their payment should contact the administrator, JND Legal Administration, at\u00a0866-848-0871\u00a0or visit the FTC\u2019s website to\u00a0view frequently asked questions<\/a> about the refund process.\u00a0The Commission never requires people to pay money or provide account information to get a refund.<\/p>\n

The Commission\u2019s interactive dashboards for refund data provide a state-by-state breakdown of refunds in FTC cases. In 2023,\u00a0FTC actions led to $330 million in refunds to consumers across the country.<\/p>\n","protected":false},"excerpt":{"rendered":"

The Federal Trade Commission is sending\u00a0more than $2.5 million to consumers who were misled by deceptive claims from credit services company Credit Karma. The FTC\u00a0took action against Credit Karma in 2022, alleging that the company told consumers they were \u201cpre-approved\u201d and had \u201c90% odds\u201d of approval to entice them to apply for credit card offers […]<\/p>\n","protected":false},"author":12,"featured_media":10732,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[29],"tags":[],"class_list":["post-10868","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1","jetpack_shortlink":"https:\/\/wp.me\/pbtNqq-2Pi","jetpack-related-posts":[{"id":6176,"url":"https:\/\/tvdelmarva.com\/wp\/ftc-announces-claims-process-for-consumers-harmed-by-credit-karma-pre-approved-offers-for-which-they-were-denied\/","url_meta":{"origin":10868,"position":0},"title":"FTC Announces Claims Process for Consumers Harmed by Credit Karma \u201cPre-Approved\u201d Offers for Which They Were Denied","author":"bacree","date":"December 5, 2023","format":false,"excerpt":"The Federal Trade Commission is launching a claims process for consumers harmed by Credit Karma\u2019s practice of misrepresenting that consumers were \u201cpre-approved\u201d for credit card offers. According to the FTC, many consumers were denied, costing them time and subjecting them to unnecessary credit checks. The agency is sending notices to\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/tvdelmarva.com\/wp\/category\/news\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":11103,"url":"https:\/\/tvdelmarva.com\/wp\/ftc-sends-refunds-to-consumers-harmed-by-credit-bureau-centers-fake-rental-property-ads-and-deceptive-promises-of-free-credit-repots\/","url_meta":{"origin":10868,"position":1},"title":"FTC Sends Refunds to Consumers Harmed by Credit Bureau Center\u2019s Fake Rental Property Ads and Deceptive Promises of \u201cFree\u201d Credit Repots","author":"rkern","date":"November 21, 2024","format":false,"excerpt":"The Federal Trade Commission is sending payments totaling nearly $1.9 million to consumers who were harmed by fake rental ads and deceptive promises of \u201cfree\u201d credit reports from Credit Bureau Center LLC.In a lawsuit announced in 2017, the FTC alleged that the Credit Bureau Center, formerly known as MyScore LLC,\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/tvdelmarva.com\/wp\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":11983,"url":"https:\/\/tvdelmarva.com\/wp\/ftc-sends-more-than-5-million-in-refunds-to-consumers-harmed-by-bogus-credit-repair-scheme\/","url_meta":{"origin":10868,"position":2},"title":"FTC Sends More Than $5 Million in Refunds to Consumers Harmed by Bogus Credit Repair Scheme","author":"jmayfield","date":"January 21, 2025","format":false,"excerpt":"The Federal Trade Commission is sending more than $5 million in refunds to consumers harmed by a deceptive credit card debt relief scheme known as ACRO Services.The FTC filed a lawsuit\u00a0in November 2022 against\u00a0ACRO Services, which operated under multiple names such as American Consumer Rights Organization, Consumer Protection Resources, Reliance\u2026","rel":"","context":"In "News"","block_context":{"text":"News","link":"https:\/\/tvdelmarva.com\/wp\/category\/news\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=350%2C200","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=350%2C200 1x, https:\/\/i0.wp.com\/tvdelmarva.com\/wp\/wp-content\/uploads\/2023\/10\/Seal_of_the_United_States_Federal_Trade_Commission.svg_.png?fit=640%2C360&ssl=1&resize=525%2C300 1.5x"},"classes":[]},{"id":11250,"url":"https:\/\/tvdelmarva.com\/wp\/ftc-sends-payments-to-consumers-harmed-by-vivints-misuse-of-consumer-credit-reports\/","url_meta":{"origin":10868,"position":3},"title":"FTC Sends Payments to Consumers Harmed by Vivint\u2019s Misuse of Consumer Credit Reports","author":"rkern","date":"December 5, 2024","format":false,"excerpt":"The Federal Trade Commission is sending payments totaling nearly $500,000 to consumers who were harmed by home security company Vivint Smart Homes, Inc., which allegedly misused credit reports to help unqualified customers get financing for the company\u2019s products and services. 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